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Morton
Community Bank Privacy
Policy
The trust of our
customers and potential customers is our most valuable asset. This trust is
built, in part, upon the proper handling of your personal information.
Protecting your privacy is important to Morton Community Bank and our
employees. We want you to understand what information we collect and how we use
and protect it. Morton Community Bank protects the privacy of all customers,
including personal and business account holders. Morton Community Bank also
protects the privacy of consumers who utilize our services but do not maintain a
deposit or loan relationship with us.
About Privacy on the Internet
As a visitor to the Morton Community Bank web sites, no information is
collected about your visit other than general information such as the domain or
ISP from which you arrived, the web page or site from which you may have been
referred to our site, the pages you may have viewed at our web site, and the
browser you are using. This information is used to determine how best to
structure our site to serve our customers. No information which could identify
you is intentionally collected.
If you send Email to us from our web site or from your own Email program you
should be aware that such information is not necessarily protected as it passes
to us through the internet. Once your Email has been received by us it is held
in the same confidentiality as any other written communications.
Family of Companies
(Affiliates)
So that we may provide a wide variety of
financial products and services, we are proud to include Focused Investments and
Winter Insurance as part of our financial family.
Information We Collect
We may collect “nonpublic personal
information” about you from the following sources:
·
Information we receive from
you on applications or other forms;
·
Information about your
transactions with us, our Family of Companies, or others; and
·
Information we receive from
third parties such as a credit reporting agency.
“Nonpublic personal information” is
nonpublic information about you that we obtain in connection with providing a
financial product or service to you. For example, nonpublic personal
information includes information regarding your account balance, payment
history, and overdraft history.
Information We
Disclose
We are permitted under law to share
information about our experiences or transactions with you or your account (such
as your account balance and payment history with us) within our Family of
Companies. We may also share additional information about you or your account
(such as information we receive from you in applications or information we
receive from credit reporting agencies) within our Family of Companies. You
may direct us not to disclose within our Family of Companies information which
does not relate solely to our or our Affiliates’ experiences or transactions
with you or your account (such as information provided by you on an application
and/or credit reporting information) by calling Donna Weghorst at our Pekin
Community Bank office (309)347-5101.
We disclose nonpublic personal information
about you to nonaffiliated third parties as permitted by law. We communicate
with nonaffiliated third parties in order to provide you with quality financial
products. We only share information necessary to complete the service (such as
check orders or debit/credit card issuance). We may disclose information about
you to nonaffiliated third parties that assist us in servicing or maintaining
your loan or deposit account. Morton Community Bank takes the utmost care in
selecting third party service providers. These service providers may not reuse
your information in any manner. We also report information as required by
the government, such as responding to subpoenas and the Internal Revenue
Service; and to credit reporting agencies. We do not disclose any other
nonpublic personal information about you to any other third parties, except as
permitted by law. We do not disclose any nonpublic personal information about
you to companies who perform marketing services.
If you decide to close your account(s) or
become an inactive customer, we will continue to adhere to the privacy policies
and practices described in this notice.
Internal Security
Procedures
Morton Community Bank limits access to your
information to employees who need to know that information in order to provide
products and services to you. We maintain physical, electronic, and procedural
safeguards that comply with federal and state standards to protect your
nonpublic personal information.
Our Commitment to You
At Morton Community Bank, we are committed
to providing you the highest level of service possible. This service includes
safeguarding your information as well as making sure we have complete and
accurate information. If you feel an error has been made, please notify us as
quickly as possible so that we can provide a resolution. While no response to
this customer privacy notice is required, if you have questions or concerns,
please do no hesitate to contact us. We will be happy to answer any questions
you may have.
__________________________________________________________________________________
SAFEGUARDING YOUR
PERSONAL ACCOUNT INFORMATION
Protecting your personal and account
information is of the utmost importance to Morton Community Bank. Internal and
external protective measures are utilized by the bank to safeguard your
information. Morton Community Bank also has a responsibility to assist you with
safeguarding your information. Please review the suggestions listed below to
help protect your information.
*Do not respond to any unsolicited phone
calls, letter, fax, internet advertisement or e-mail from a company, financial
institution, or government agency requesting verification of confidential
information or asking you to resubmit confidential information.
*If you feel the request is legitimate, take
time to call the company, financial institution, or government agency using the
phone number listed in the phone directory.
*Confidential information includes bank
account numbers & balances and credit card numbers & balances, Social Security
numbers, passwords, and personal identification numbers (PINS).
If you believe you may be a victim
of identity theft, please contact Morton Community Bank immediately. |
