Privacy Policy

What does Morton Community Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include · Social Security number and income · Payment history and account balances · Transaction history and credit history.

How?

All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Morton Community Bank chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information	Does Morton Community Bank share?	Can you limit this sharing?
For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes - To offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes - Information about your transactions and experiences	Yes	No
For our affiliate’s everyday business purposes - Information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	No	We don't share

To limit our sharing

Contact Us

Call 888-418-5585 or email: [email protected].
If emailing the request to opt-out, please include the name on the account, full address, and phone number. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you may contact us at any time to limit our sharing.

Questions? Call 888-418-5585

Who are we

Who is providing this notice?

Morton Community Bank and its divisions. Morton Community Bank is an Illinois Chartered Bank which includes Clock Tower Community Bank and all your Hometown Community Banks.

What we do
How does Morton Community Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Morton Community Bank collect my personal information?	We collect your personal information, for example, when you · Open an account, apply for a loan · Pay your bills, use your credit or debit card or Deposit money. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only · Sharing for affiliate’s everyday business purposes – information about your creditworthiness · Affiliates from using your information to market to you · Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?	Your choices will apply to everyone on the account.

Definitions
Affiliates	Companies related by common ownership or control can be financial or non-financial. Our affiliates include our investment company.
Nonaffiliates	Companies not related by common ownership or control can be financial or nonfinancial. Morton Community Bank does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. - Morton Community Bank doesn't jointly market.

Rev 11/2024