Personal Security

A healthy, secure financial life is important to you and your Hometown Community Bankers!

At Morton Community Bank, we are committed to educating you, our customers, and providing you an extra layer of protection for your accounts. Below are some practical tools and tips on how to prevent fraud and safeguard yourself.

What You Can Do

Feel confident and secure.

  • Stay calm and don't rush into decisions.
  • Beware of emotional manipulation.
  • Use strong not shared passwords and use a unique password for individual websites / services.
  • Do not allow internet browsers to remember your MCB password.
  • Know we will never ask for your online password on a form, by phone, or email.
  • Report unsolicited calls, emails, texts, or social media messages.
  • Watch carefully the links you click and the attachments you open.
  • Never send money to someone you haven't spoken to in person and verified his/her identity.
  • Report suspicious activity about any attempted scams.

Stay vigilant and protect against malicious individuals. Watch for red flags that could signal a scam:

  • Check amount is significantly higher than expected or unexpected checks arrive.
  • Pressure to act quickly and keep a secret.
  • Communication is riddled with errors or inconsistencies.
  • Payment is requested in the form of gift card, or you're requested to use Crypto ATM.
  • Impersonating family members or authorities.

Providing you a private and secure banking environment.

  • Monitor your bank accounts on a daily basis. If you notice suspicious transactions or believe your account has been compromised, contact us immediately.
  • Set up Online and Mobile Banking alerts to notify you of activity.
  • Always sign off and log out of Online and Mobile Banking.

Act very quickly...

Lost or Stolen Debit, Credit or ATM Card

If you suspect your card or PIN has been compromised, please contact us immediately at 888-418-5585

After business hours, use our 24-hour Customer Service.
Debit or ATM cards: 1-800-472-3272
Credit Cards: 1-800-876-9119

Think you've fallen for a scam? We can guide you on what to do next. Contact us!

What We Do

We have monitoring systems in place to protect your account. If we detect transactions that resemble patterns commonly used by fraudsters, we may reach out to you via text to confirm whether you authorized them. To ensure you receive these alerts, please keep your contact information up to date.

We will never ask for login credentials, passwords or authorization codes over phone, text, or email.

Most Common Recent Scams

Fraud Prevention

See our list of the common scams and steps to living securely.

Phishing Scams

Beware and protect your identity and assets. On the surface, phishing scams can look authentic, but it could be fraud.

Caller ID Spoofing

Don’t fall for the tricks! Caller ID Spoofing is dangerous, and we know how to protect you.

Romance Scams

Proceed with huge caution if you're looking to meet that special someone online via a dating app or social network.

Tech Support Scams

These scams are escalating dramatically! By knowing the signs, you can protect yourself.

Fake Bank Investigation

Fraudsters posing as bank officials or investigators to deceive individuals into providing personal or financial information under the guise of a supposed investigation.

Grandchild in Trouble

Manipulates emotions by tricking victims into believing their grandchild is in urgent need of financial help, often involving a supposed accident or legal issue.

Bank Needing Information

Fraudsters pretending to be bank representatives who claim they need personal or account details to verify security or prevent fraud, ultimately attempting to steal sensitive information.

How to Report Suspected Fraud

Report suspicious emails, texts, or calls that appear to be from Hometown Community Banks.

Call us day or night

(888) 418-5585

Do a Live Chat

Click here.

Send a Secure Message

Click here.

Routing Number
071123204
Call Us
(888) 418-5585
Find a Branch or ATM


  • Morton Community Bank is an Illinois Chartered Bank which includes Clock Tower Community Bank and all your Hometown Community Banks. 
Morton Community Bank
Morton, IL
NMLS #422122
Member FDIC
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