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Certificates of Deposit

Designed to help you confidently plan ahead with a fixed interest rate.

Add certainty to your strategic plan with cash that will be available when you need it. A Certificate of Deposit (CD) helps you plan ahead with confidence, giving you a fixed rate during the length of your term. Hometown Community Banks offers higher rates on longer term CDs with terms ranging from 3 months to 10 years.


  • Earn a guaranteed rate of return by locking in your funds.
  • Choose from terms ranging from 3 months to 10 years.
  • Avoid fluctuating markets or complicated investment choices.
  • Renew your CD at the market rate.
  • Open your account with a minimum deposit of $1,000.


Looking for FDIC Insurance protections for amounts over $250,000? Certificate of Deposit Account Registry Service (CDARS) offers FDIC Insurance up to $50 million. Contact your local Hometown Banker for specific CDARS terms and rates.

A Business Services Team Member will be glad to analyze your current activity and propose the best account structure to meet your goals as they understand your priorities and objectives. Please email us at [email protected]

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(888) 418-5585
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Morton Community Bank
Morton, IL
NMLS #422122
Member FDIC
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