All branch locations will be closed Monday, May 27 in observance of Memorial Day.

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Health Savings Account

Save for tomorrow's qualified medical expenses with an HSA. 

What if your health and finances could work together? Keep your pocketbook in peak condition with a Health Savings Account (HSA) from Hometown Community Bank! With an HSA, you can save tax-free* today to prepare for tomorrow’s medical expenses.

A health savings account is a personal savings account specially designed for individuals with a high-deductible health plan. When funds are used for qualified medical expenses, contributions are tax-deducible*! This savings account allows you to pay for qualified medical expenses as you incur them using a Hometown Community Banks HSA Debit Card or checks. The IRS Publication 502 contains a partial list of qualified medical expenses*.

Account Details:
  
Minimum Opening Deposit:There is no minimum deposit to open your Health Savings Account.
Minimum Balance:There is no minimum balance required.
Monthly Service Fees:There is no monthly service fee; however, there is an annual fee of $25.
Account Requirements:Enrolled in a High-Deductible Health Plan (HDHP), Not covered under another non-HDHP, Not enrolled in Medicare, Not eligible to be claimed as a dependent on another's individual tax return

*Consult a tax advisor for specific details. 

Quick Access:

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Routing Number
071123204
Call Us
(888) 418-5585
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Morton Community Bank
Morton, IL
NMLS #422122
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