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Health Savings Account

Save for tomorrow's qualified medical expenses with an HSA.

What if your health and finances could work together? Keep your pocketbook in peak condition with a Health Savings Account (HSA) from Hometown Community Bank! With an HSA, you can save tax-free* today to prepare for tomorrow’s medical expenses.

A health savings account is a personal savings account specially designed for individuals with a high-deductible health plan. When funds are used for qualified medical expenses, contributions are tax-deducible*! This savings account allows you to pay for qualified medical expenses as you incur them using a Hometown Community Banks HSA Debit Card or checks. The IRS Publication 502 contains a partial list of qualified medical expenses*.

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Current Rates

Account Details:

Minimum Opening Deposit:	There is no minimum deposit to open your Health Savings Account.
Minimum Balance:	There is no minimum balance required.
Monthly Service Fees:	There is no monthly service fee; however, there is an annual fee of $25.
Account Requirements:	Enrolled in a High-Deductible Health Plan (HDHP), Not covered under another non-HDHP, Not enrolled in Medicare, Not eligible to be claimed as a dependent on another's individual tax return

_{*Consult a tax advisor for specific details.}

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Health Savings Account

Save for tomorrow's qualified medical expenses with an HSA.

Savings Accounts