All branch locations will be open until noon Christmas Eve Tuesday, December 24 and closed Wednesday, December 25, Christmas Day.

Fee Schedule

Individual Retirement Account (IRA)    
Transfer Fee $50.00  
Self Directed IRA Based on asset size annual fee
Health Savings Account (HSA)    
Service Fee $25.00 annual fee
Outgoing transfer fee $100.00  
Savings Account    
If daily balance drops below $50 $3.00 per month
Fee waived if age is less than 18 or 55 or older    
ATM / Debit Cards    
Replacement Card $10.00 per card
Wire Transfer    
Incoming $15.00 per transfer
International $60.00 per transfer
Outgoing $25.00 per transfer
Night Depository  
Key $5.00
Locking bag with key $25.00
Locking bag key replacement $10.00
Zipper bag $5.00
Safe Deposit Box    
Safe Deposit Box Fees vary by location  
Safe Deposit Box and Locker Key Replacement $150.00 per key
Safe Deposit Box and Locker drilling / new lock & key $350.00  
Checks           
Checks prices vary by style  
Cashier's Check more than $1,000 (MCB customers only) $2.00 per check
Dormant Accounts    
Dormant Fee $10.00 per month
Dormant account balance sent to the State $25.00 per account
Overdraft Fee    
Overdraft Paid Item(s) Fee $30.00 per item presented
Other Items           
Stop Payment $30.00 per item presented
Account closure within 3 months of opening $25.00 per account closed
Legal order processing - levies, garnishments, etc. $100.00 per order
Medallion Signature Guarantee (MCB customers only at select locations) $45.00  
Money Orders $1,000 or less (MCB customers only) $1.00 per money order
Research fee - 1/2 hr minimum charge $50.00 per 1/2 hour
Routing Number
071123204
Call Us
(888) 418-5585
Find a Branch or ATM


  • Morton Community Bank is an Illinois Chartered Bank which includes Clock Tower Community Bank and all your Hometown Community Banks. 
Morton Community Bank
Morton, IL
NMLS #422122
Member FDIC
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