Your Money, Your Way. We believe your money should work for you. That's why we've designed a checkless account that puts you in charge. Whether you're just starting out or looking for a straightforward, secure way to manage your finances, the Smart Start account is here to help you make the most of every dollar.
The Smart Start Account give you full access to modern banking features that make managing your finances easier than ever. Enjoy:
For Teens and Young Adults The Smart Start Account isn’t just for adults—it's also a great option for young people just starting to learn about money management. Ages between 14 - 17 can open a Smart Start Account with a parent or legal guardian as an account co-owner. This checkless bank account gives young people the opportunity to gain financial independence and develop good banking habits early on… all with the guidance and support of an adult.
A Smart Start account is ideal for a variety of people and their needs, including:
Adults: Smart Start offers an accessible banking option, supporting individuals and families in building a stronger financial foundation. With no overdraft fees and no hidden charges, banking is easy and convenient, so you can focus on your future. Smart Start is a BankOn certified account.
Parents: Give your teen a head start on financial success. Smart Start is a simple, digital account designed to teach responsible money management. With no overdraft fees and low monthly costs, it's the perfect way to help your teen build a solid financial foundation.
The Smart Start Checkless Account is BankOn certified. The goal of BankOn is to ensure that everyone has access to safe and affordable financial products and services. The BankOn National Account Standards identify critical product features for bank accounts, making it easier for local coalitions across the country to connect consumers to accounts that meet their needs. These accounts are safe and affordable with no overdraft fees, no monthly fee, and offer tools to help manage your money.
Your Security, Our Top Priority Your personal and financial information is protected with industry-leading security measures. Whether you're checking your balance online, paying bills, or making purchases with your debit card, you can trust that your information is secure every step of the way.