Your Money, Your Way. With Smart Start Checking, you're in charge. No overdraft fees, no minimum balances, no hidden charges and no paper checks or statements. It's simple, secure banking tailored to your needs. Let's get started!
A Smart Start account is ideal for a variety of people and their needs, including:
Adults: Smart Start offers an accessible banking option, supporting individuals and families in building a stronger financial foundation. With no overdraft fees and no hidden charges, banking is easy and convenient, so you can focus on your future. Smart Start is a BankOn certified account.
Parents: Give your child a head start on financial success. Smart Start is a simple, digital account designed to teach responsible money management. With no overdraft fees and low monthly costs, it's the perfect way to help your child build a solid financial foundation.
Smart Start Checking is BankOn certified. The goal of BankOn is to ensure that everyone has access to safe and affordable financial products and services. The BankOn National Account Standards identify critical product features for bank accounts, making it easier for local coalitions across the country to connect consumers to accounts that meet their needs. These accounts are safe and affordable with no overdraft fees, a low monthly fee, and offer tools to help manage your money.
If you have any questions, please feel free to contact one of your Hometown Community Bankers.
Quick Access: